The Journey Begins

My love for numbers began as early as childhood, during the countdowns on television:

10...9...8...7...6...5...4...3...2...1 ACTION!

That countdown ignited a lifelong journey—connecting the dots across many milestones. From childhood curiosity to topping the Aurangabad District as 2nd in the 12th-grade merit list, I eventually qualified as a Chartered Accountant in 2002. I followed that up with a Diploma in Information System Audit in June the same year.

14
Years Corporate Experience
2002
CA Qualification
2nd
District Rank in 12th

Over the next 14 years, I worked "on both sides of the table" as we CAs say—handling audits as well as managing Finance and Accounts functions. My corporate journey included stints at organizations like Datamatics, ICICI Bank, WNS, Express Clinics, and finally, as a Manager in the Response Department at The Times of India.

The Shift: From Corporate to Cause

While my career helped me build valuable skills and professional insights, I always longed for a larger purpose—a sky of my own to fly in. I realized that many people struggle with financial problems not due to lack of resources, but lack of awareness. That's when I took the leap into freelance consultancy.

I started creating tools, guides, and platforms that solve real-life financial issues for the common man. This led to the birth of my website and YouTube channel—"Karuna's Knowledge Nectar", created to provide easy, accessible knowledge for all.

Beyond Numbers: A Life of Compassion

Spiritual and empathetic by nature, my passion for animal welfare has also shaped me. For the past 10 years, I've been the youngest trustee at The Society for Welfare of Animals and Plants, Pune. I actively participate in animal rescue missions—organizing teams, maintaining ready-reference databases for vets, volunteers, and supplies, and learning to value life, time, and presence in the process.

These experiences have honed my abilities in organization, problem-solving, agility, and emotional intelligence—skills just as crucial in finance as they are in rescue work.

The Creative Spark

Though I became a professional at age 25, my love for the arts never took a backseat. Whether it's writing poems and articles, designing, or singing—I've always found creative outlets to balance the structured world of finance. Creativity allows me to approach financial challenges with fresh perspectives and innovative solutions.

The Mission: Financial Empowerment for All

My freelance journey has been a window into real financial struggles. Many people simply don't know the tools and rights available to them. My mission is to bridge that gap—to equip people with the knowledge and resources they need to manage their finances independently.

You can "bank" on me for this (pun intended—thanks to my 5-year stint with ICICI Bank as Manager)!

The Confluence – Sangam

The Serious Side

Rescue Missions

The Fun Side

The Artist & Amateur

The Professional Side

Financial Expertise

Let's connect the dots, together.

Slogans (Finance + Compassion + Creativity)

"Empowering Finances. Enriching Lives."
"Where Numbers Meet Purpose."
"Simplifying Money. Amplifying Impact."
"From Balance Sheets to Balanced Lives."
"Creative Finance, Compassionate Purpose."
"Not Just a CA — A Catalyst for Change."
"Financial Freedom, One Dot at a Time."
"Decode Your Money. Discover Your Power."
"Helping You Master Money and More."
"For the Mind That Counts and the Heart That Cares."